Why Visitors to Canada Should Consider Emergency Medical Insurance

Does Canada pay medical expenses for visitors?

Generally, no. The Government of Canada explains that it does not pay hospital or medical services for visitors. That is why many travellers choose private medical coverage before arriving. Read the government answer.

What can visitors insurance cover?

Policies may reimburse eligible unexpected emergency medical services including hospital treatment, physician fees, diagnostics, ambulance and limited prescriptions. Covered events, limits, exclusions and definitions vary widely.

Why timing matters

If coverage is purchased after arrival, an insurer may impose a waiting period for illness. Existing symptoms or treatment from before the effective date are generally not covered. Choose effective dates accurately.

Choosing coverage in Mississauga

Compare limits, deductibles, eligibility, medical stability definitions, insurer assistance services and cancellation rules. If the traveller is applying for a Super Visa rather than a regular visitor stay, read the separate Super Visa insurance requirements.

Get a quote

Explore the Visitors to Canada quote form or ask Pankaj Bhatia at 647-640-2222 for help understanding available options.